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General Information About Second Home Insurance

You need homeowner’s coverage for your second home. The coverage works much the same as on your primary home.

J. Byrne will need to know how much time you spend at your second home and if it is managed when you are away. This is because there is a danger that damage could go unnoticed for a long period of time if no one is managing the property.

Like primary homeowner’s insurance, second home insurance covers your home and your home’s contents. Liability coverage is usually included.

You may want to consider an Umbrella Policy to increase your liability coverage.

Some policies have different coverage so check with the J. Byrne Agency for information on the damages covered by your specific policy