In This Section

General Information About Commercial Health Insurance

Employers want to provide employees with benefit options that meet their needs and make the best use of limited financial resources. They recognize that an excellent employee benefit plan is an important tool for recruitment and retention of quality employees.

J. Byrne is in an excellent position to provide the right solutions that will help employers determine the plan that will work for them.

• Group Health Insurance
• Dental
• Vision
• Life
• Long Term Disability
• COBRA Administration
• & More

How do I get the coverage that is appropriate for me?

• What medical services are you currently utilizing?
  Primary doctor, specialists, prescriptions, hospitalization, etc
• Are you willing to take a greater portion of the risk in order to reduce premium?
  Co-pays, deductibles, prescriptions, etc
• Are you willing to consider high deductible health plans (HDHP)?
  Include a deductible and co-insurance for in network benefits to reduce premium

In choosing J. Byrne Agency as your broker for your group health insurance needs, we will provide you with the services of a company, Health Advocate.

Health Advocate is an advocacy an assistance service company, founded to specifically address many of the issues Americans encounter while accessing the healthcare and health insurance systems.

Their expertise and relationships in the healthcare industry combined with their knowledge of health and related insurance policies and procedures give them the wisdom to act on their client’s behalf.

Annual Review
At J Byrne, we strongly recommend you review your insurance coverage at least once a year. Your driving habits or living situations may have changed.  Or, maybe you’ve made a few major purchases throughout the year that should have extra coverage.  Inflation or depreciation can affect the value of your properties and their contents.  Call J Byrne now to review, renew or establish your customized insurance policy that fits your world.